Wealth Management

What is Wealth management? Wealth management is not an expression with a universally agreed definition. We define this as managing every aspect of wealth to ensure that clients are properly protected and that their objectives can be met. This includes ensuring planning is explained clearly and reviewed regularly; that the investments recommended are appropriate; that risks are covered by insurance; and that taxes are paid but are managed efficiently.

We provide wealth management services through Catella Financial Management Limited, the wholly owned subsidiary of Catella Financial Office. It is regulated by the Financial Services Authority.

We do not hold client assets. All assets are held by independent custodians or banks and always in the client's own name.

Our philosophy stresses:

• Wealth protection
• Absolute returns
• Appropriate risk adjustment
• Ethical conduct
• Independent with no conflicts of interest

We align our clients' interests with our own by charging based on performance.

We charge fees for our service and avoid commissions. This practice maintains integrity and maximises choice.

We manage portfolios for clients in excess of £250,000.

We add value by the results we produce as well as making the portfolios tax efficient.

We also negotiate hard for our clients on dealing and custody costs.

The nature of our client base means that we have access to opportunities that are not widely available.